Ellicott City Car Accident Lawyers

Attorneys Helping Injury Victims Obtain Compensation for Car Accidents in Ellicott City, Maryland

While Ellicott City has many quiet residential neighborhoods, it also features multiple busy highways, including Interstate 70, U.S. Route 29, U.S. Route 40, and Maryland Route 100. Commuters who are driving toward Baltimore or Washington, D.C. or others who are traveling through the area share roads and highways with local traffic. When drivers violate speed limits, look at their phones, ignore traffic signals, or engage in other unsafe behaviors, they may cause collisions that can lead to serious injuries.

A person who has been harmed by a negligent driver will need to understand how they can obtain compensation that will address their injuries and financial losses. At Posner & Cord, LLC, our attorneys can help accident victims calculate the true costs of their injuries, gather the evidence needed to show that another driver was responsible, and negotiate settlements with insurance companies. By providing attentive, compassionate legal representation, we can make sure car accident claims will be resolved correctly.

Common Types of Motor Vehicle Collisions

• Rear-End Collisions: These crashes happen when a driver fails to slow down or stop before striking another vehicle ahead of them. Rear-end accidents can take place in stop-and-go traffic on Route 29, at red lights along Route 40, or in other locations where drivers engage in tailgating, distracted driving, or other violations.
• Head-On Collisions: When the fronts of two vehicles collide, the combined force of the impact can cause catastrophic injuries for drivers and passengers in both vehicles. These crashes can take place on two-lane rural roads when a driver drifts across the center of a road or passes another vehicle without looking for oncoming traffic. In other situations, drivers may stray into oncoming lanes and cause crashes because of distractions or after losing control while speeding.
• T-Bone Accidents: Also called side-impact collisions, these crashes occur when a vehicle hits the side of another car or truck. T-bone collisions usually take place at intersections. A driver may cause a collision by running a red light or failing to yield to other vehicles when turning left.
• Sideswipe Accidents: In a sideswipe, two vehicles traveling side by side make contact. Unsafe lane changes, failure to check blind spots, and drowsy driving may result in accidents that force vehicles out of their lanes or off the road.
• Rollover Accidents: SUVs, pickup trucks, and vans have a higher center of gravity than smaller vehicles. This can make them more likely to roll over when a driver loses control. Speeding around curves, overcorrecting, or being struck by another vehicle can all trigger a rollover. People inside a vehicle that rolls over can be seriously injured, or a vehicle may strike another car or truck after rolling over and cause injuries.
• Multi-Vehicle Crashes: A mistake by one driver on a busy highway can set off a chain reaction involving several cars. An investigation may be needed to sort out who was responsible for a multi-vehicle pileup.

What if a Driver Has Little or No Insurance?

Every vehicle is required to have liability insurance that provides coverage at minimum limits. Unfortunately, some vehicle owners may break the law and carry no insurance at all. Others may only carry the minimum amount of coverage, but this may not cover all of the damages related to a serious injury in an accident. In these situations, injury victims may have options, including:

Uninsured Motorist Coverage

Auto insurance policies will almost always include uninsured motorist coverage. This coverage allows a person to file a claim with their own insurance company when a driver who caused an accident has no insurance. Uninsured motorist coverage will also apply when a hit-and-run driver cannot be identified.

Underinsured Motorist Coverage

Underinsured motorist coverage may apply when the at-fault driver's insurance policy is too small to pay for a person's losses. A person can receive the difference between their own uninsured motorist limit and the at-fault driver's liability limit.

Claims involving uninsured or underinsured motorist coverage can be complicated, and specific rules may apply. Our lawyers can make sure clients meet the requirements under their insurance policies so that they can receive the full coverage they deserve.

Compensation Available After a Car Crash

A person injured in a car accident may recover compensation for multiple types of damages. These will typically include medical treatment, such as emergency treatment, hospitalization, medications, and physical therapy, as well as lost wages, reduced earning ability, vehicle repairs, and pain and suffering. Our attorneys work to ensure that clients will receive the maximum compensation available so that they will be able to recover from their injuries and avoid financial difficulties.

Contact Our Ellicott City, MD Car Accident Attorneys

After a motor vehicle accident, you may be concerned about medical bills, your ability to work, and how to hold another driver responsible for your injuries. At Posner & Cord, LLC, we can help you hold a negligent driver responsible, making sure you will have the financial resources you need as you recover. Contact our Ellicott City, Maryland auto accident lawyers at 410-252-0600 to set up a free consultation today.