Timonium Wage Benefits Attorneys

Dedicated Wage Benefit Lawyers Helping Injured Workers Seek Compensation in Timonium, MD

If you suffer an injury in the regular course of your work duties, you could be entitled to workers' compensation. This can cover not only your medical expenses, but a portion of your lost wages as well, depending on the seriousness of the injury. For more information about what payment may be available, contact a Timonium, Maryland wage benefits attorney today.

At Posner & Cord, LLC, we are here to help you make the most out of your workers' comp benefits. We have years of experience, and we have been recognized by various reputable outlets like Super Lawyers for our commitment to providing excellent client service.

Temporary Total Disability (TTD) and Temporary Partial Disability (TPD) Benefits in Maryland

Temporary total disability (TTD) benefits in Maryland provide wage replacement for workers who cannot do any work while recovering from a job-related injury. These benefits generally pay two-thirds of your average weekly wage, up to a maximum set each year by the state. Payments typically continue until your doctor clears you to return to work or determines that you have reached maximum medical improvement. Maryland has a short waiting period before benefits begin, though those first few days may be paid if your disability lasts long enough.

Temporary partial disability (TPD) benefits apply when you can return to work in a limited role but earn less than you did before the injury. For example, if your doctor restricts you to light duty at reduced hours, TPD benefits can help make up part of the difference. These payments are generally calculated as a percentage of the gap between your pre-injury wages and your current earnings, subject to a state cap.

Permanent Disability Benefits Available to Injured Workers in Maryland

Permanent disability benefits in Maryland are available to injured workers whose injuries cause lasting impairment after they have recovered as much as medically possible. These benefits fall into two main categories.

Permanent partial disability benefits apply when a worker has some lasting loss of function but can still work in some capacity. The amount depends on the body part affected and the percentage of impairment, which is often based on medical evaluations. Injuries to certain body parts, such as an arm, leg, hand, or eye, follow a set schedule that assigns a number of weeks of compensation. Other injuries, such as back injuries, are evaluated based on their effect on the body as a whole. More serious impairments generally qualify for a higher weekly rate.

Permanent total disability benefits apply when an injury prevents a worker from returning to any type of gainful employment. These benefits generally pay two-thirds of the worker's average weekly wage and may continue for life. Certain severe injuries, such as the loss of both legs or both eyes, are presumed to cause permanent total disability.

Does Workers' Comp Cover All Medical Expenses in Maryland?

Workers' comp in Maryland covers reasonable and necessary medical expenses related to your work injury. This coverage can include doctor visits, hospital care, surgery, diagnostic testing, prescriptions, physical therapy, and medical equipment. In most cases, injured workers do not pay co-pays or deductibles for approved treatment, and Maryland generally allows workers to choose their own treating doctor.

However, coverage is not unlimited. The insurer may refuse to pay for treatment it considers unnecessary or unrelated to the work injury. Insurers sometimes challenge surgeries, extended therapy, or pain management, often relying on opinions from their own doctors. When treatment is denied, you can ask the Workers' Compensation Commission to decide the dispute at a hearing. Keeping thorough medical records and following your doctor's recommendations can help support your request for care.

Meet With Our Timonium, Maryland Wage Benefit Lawyers

At Posner & Cord, LLC, we review how your benefits are calculated, challenge low impairment ratings, and request hearings when needed treatment is denied. Contact our Timonium, MD wage benefit attorneys or call 410-252-0600 to schedule a free consultation.