Timonium Workers' Compensation Lawyers

Trusted Workers' Compensation Attorneys Pursuing Benefits for Injured Employees in Timonium, MD

A workplace injury can come with expensive medical bills and uncertainty about how you will perform the functions of your job going forward. In Maryland, workers' compensation benefits can address both of these concerns. However, the path to obtaining benefits can be confusing and difficult without legal guidance. A Timonium, MD workers' compensation attorney can help keep the process moving smoothly.

At Posner & Cord, LLC, we have earned more than 200 5-star reviews thanks to our diligent, client-focused service. When you work with our firm, we will guide you through the steps of filing a timely claim while protecting your rights.

Common Types of Workplace Accidents in Maryland

Workplace accidents in Maryland can happen in almost any industry, from construction sites and warehouses to offices and hospitals. Falls are among the most common causes of injury, whether from ladders, scaffolding, and roofs or on wet floors and uneven surfaces. Workers may also be struck by falling objects, caught in machinery, or injured by equipment that lacks proper safety guards.

Employees who drive as part of their jobs face the risk of motor vehicle accidents, which can cause some of the most serious work injuries. Other injuries develop over time, such as back strains from heavy lifting and repetitive stress injuries like carpal tunnel syndrome. Exposure to chemicals, loud noise, or other hazards can also lead to occupational diseases that may qualify for benefits.

What Does Workers' Compensation Cover in Maryland?

Workers' compensation in Maryland covers medical treatment and partial wage replacement for employees hurt on the job. In most cases, you do not need to prove that your employer was at fault to receive benefits. Medical coverage can include doctor visits, hospital care, surgery, prescriptions, and physical therapy related to the injury.

If your injury keeps you out of work, temporary total disability benefits generally pay two-thirds of your average weekly wage, subject to a state maximum. Permanent disability benefits may be available if the injury causes lasting impairment. Vocational rehabilitation can help workers who cannot return to their previous jobs, and death benefits may support the families of workers who die from a job-related injury or illness. Workers' compensation does not pay for pain and suffering.

What Are the Steps of a Workers' Comp Claim?

The steps of a workers' comp claim in Maryland begin with reporting your injury to your employer. Maryland law generally requires notice within 10 days of the accident, and reporting right away helps avoid disputes about when and how the injury happened. You should also get medical treatment as soon as possible and tell your doctor that the injury occurred at work.

Next, you must file a claim with the Maryland Workers' Compensation Commission. A claim should generally be filed within 60 days of the injury, and late claims can face serious challenges. Your employer's insurer will then review the claim and either accept it or contest it. If the insurer disputes your claim, a commissioner holds a hearing to decide the issues. Either side may appeal a decision if they disagree with the outcome.

What Is a Third-Party Injury Claim?

A third-party injury claim is a lawsuit against someone other than your employer whose carelessness contributed to your workplace injury. Workers' compensation generally prevents you from suing your employer, but it does not protect outside parties. For example, a delivery driver hit by a negligent motorist, or a worker hurt by defective equipment, may have a claim against that driver or the equipment manufacturer.

A third-party claim can provide compensation that workers' comp does not, including pain and suffering and full lost wages. If you recover money from a third party, the workers' comp insurer may be entitled to repayment for benefits it already paid.

Contact Our Timonium, MD Workers' Compensation Attorneys

At Posner & Cord, LLC, we handle the filings, deadlines, and hearings involved in Maryland workers' comp claims and look for any third-party claim that could add to your recovery. Call 410-252-0600 or contact our Timonium, MD workers' compensation lawyers to arrange your free consultation.