Timonium Rideshare Accident Lawyers

Experienced Rideshare Accident Attorneys Handling Uber and Lyft Claims in Timonium, MD

When an Uber or Lyft driver causes an accident and injures another person, figuring out who is responsible for paying the bill can become complicated. These rideshare companies supply their drivers with additional coverage in case of a collision, but the amount of compensation available may vary depending on the driver's status at the time of the crash. If you need help filing a claim for a car accident involving Uber or Lyft, get in touch with a Timonium, Maryland rideshare accident attorney.

If you want to talk to a real lawyer and not just a paralegal about your case, contact Posner & Cord, LLC today. We provide clients with regular case updates and stay directly involved until a verdict or settlement is reached. We have also earned more than 200 5-star reviews for our diligent service, so you can trust us to give your case personal attention.

What Coverage Do Uber and Lyft Provide for Their Drivers in Maryland?

The coverage Uber and Lyft provide for their drivers in Maryland depends on what the driver was doing when the crash happened. When the rideshare app is turned off, the driver is treated like any other motorist, and only their personal auto policy applies. Once the app is on and the driver is waiting for a ride request, Maryland requires rideshare coverage of at least $50,000 per person and $100,000 per accident for bodily injury.

Coverage increases significantly once a driver accepts a ride request. From that point until the passenger leaves the vehicle, rideshare companies must provide at least $1 million in liability coverage. This higher limit can make a major difference for people with serious injuries.

Filing an Injury Claim Against the Rideshare Driver's Insurance

Filing an injury claim against a rideshare driver's insurance often begins with figuring out which policy applies. The driver's status inside the rideshare app at the moment of the crash usually determines whether the claim goes through the driver's personal insurer or the rideshare company's commercial policy. Personal auto insurers may deny coverage if the driver was working, while the rideshare insurer may argue the driver was offline.

These disputes can affect passengers, other drivers, pedestrians, and cyclists hurt in a rideshare crash. If someone other than the rideshare driver caused the collision, a claim may go through that person's insurer instead. In some cases, your own uninsured or underinsured motorist coverage may also apply. Maryland's contributory negligence rule can still be raised against injured drivers, pedestrians, and cyclists, so documenting evidence of how the crash happened is important.

What Compensation Is Available for Victims of Uber or Lyft Accidents?

Compensation available for victims of Uber or Lyft accidents can include both economic and non-economic damages. Medical bills for emergency care, surgery, therapy, and future treatment are often the largest part of a claim. Lost wages and reduced earning capacity may also be recovered if your injuries affect your ability to work.

Victims may also seek payment for vehicle repairs and other property damage. Pain, emotional distress, scarring, and the loss of normal activities can be part of the claim as well. The amount available often depends on which insurance policy applies, which is why identifying the driver's app status early is so important.

Documenting Evidence for an Uber or Lyft Accident Claim

Documenting evidence for an Uber or Lyft accident claim starts at the scene of the crash, when details about the ride are still easily available. If you were a passenger, take screenshots of the trip in your app, including the driver's name, vehicle, route, and ride receipt. If you were in another vehicle or on foot, ask the driver whether they were using a rideshare app and note any company stickers on the car.

Photos of the vehicles, the roadway, traffic signals, and your injuries can help show how the crash happened. Our attorneys can help you get contact information from witnesses and request a copy of the police report. Keep all medical records, bills, and notes about missed work to support the value of your claim.

Contact Our Timonium, MD Rideshare Accident Attorneys

At Posner & Cord, LLC, we determine the driver's app status at the time of the crash and identify which policy should cover your losses. When insurers dispute coverage, we press for the payment your claim supports. Call 410-252-0600 or contact our Timonium, Maryland rideshare accident lawyers to schedule a free consultation.